Envision Financial

Student Mastercard®

Envision Financial no longer offers this card. If you are an existing cardholder, you will receive communication from us about the exciting new suite of cards available on January 1, 2018.

Overview

Key Features & Benefits

  • Acceptance at over 32 million locations worldwide
  • Instant cash access at more than 1 million ATM locations
  • Roadside Assistance at preset rates
  • Emergency cards and cash with one phone call

Plus get these additional benefits:

  • CHOICE REWARDS® Program: Receive 1,000 bonus sign-up points!
  • Online account access at cucardsonline.com. You have access to view your account 24/7.
  • Purchase Assurance and Extended Warranty
  • Travel Benefits
  • World-wide global acceptance and world's largest ATM network. You have the convenience of using your credit card world wide.
  • 24-hour lost/stolen card assistance. You gain peace of mind that Mastercard will quickly replace your card and fund emergency cash.

View our details tab for more information on the extra benefits

 

All trade-marks are the property of their respective owners.

Details

Comprehensive Benefits & Perks

Purchase Assurance and Extended Warranty

  • 90-day Purchase Protection
    • Protection against loss, theft and damage for items purchased with your Mastercard card
    • Items will be replaced or repaired, or you will be reimbursed the purchase price
    • Items given as gifts are also covered
  • Extended Warranty
    • The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your Mastercard card
    • Items must have a valid warranty in Canada

Travel Benefits

  • Accidental Death Insurance
    • $1,000 will be paid to your beneficiary if you sustain accidental bodily injury causing death
    • Common Carrier Travel Accident Insurance
    • Up to $500,000 coverage when you purchase your ticket with your Mastercard card
  • Baggage Delay
    • Up to $300 for expenses for emergency purchase of essential items when baggage is delayed or misdirected for more than 24 hours

Insurance benefits are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant SolutionsTM companies. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card.

Fees

Annual Fee
Free
With
CHOICE REWARDS®
Annual Fee
$24
Interest
19.99%
Additional
Transaction
Fees
Additional card annual fee:     Free
Cash advance ATM (Canada):   $2.00
Cash advance ATM (outside Canada):   $3.50
Cash advance in Canada (over the counter):   $4.00
Cash advance outside Canada (over the counter):   $4.85
Balance transfer:   $7.50
Over credit limit per billing: $35.00
Dishonoured cheque: $20.00
NSF access cheque: $20.00
Statement reprint
(6 most recent months):
  $2.00
Statement reprint per hour
(Older than 6 months):
$20.00
Disputed transactions: $10.00

Rewards

CHOICE REWARDS® Program

If you like getting free stuff, our CHOICE REWARDS® program is for you and comes with almost any Mastercard credit card you choose.

You'll earn points for your Mastercard purchases and you can redeem those points at any time for cash rewards, travel, branded merchandise and much more!

View CHOICE REWARDS® catalogue

CHOICE REWARDS is a registered trademark of FIA Card Services, National Association and is used pursuant to licence.

Protection

Key Features & Benefits

Credit card balance protection is a voluntary insurance you can get to help you make your minimum Envision Mastercard payments if you are unable to work because of sickness, accident, layoff or involuntary dismissal. If you die, it will pay off your balance in full.

For further details, please contact your nearest Envision Financial branch.

CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. CUETS is a trade-mark of Canadian Credit Union Association, used under licence. ®CHOICE REWARDS is a trademark of The Toronto-Dominion Bank.